Nur Hafizah Mohammad Ismail is a senior lecturer at the School of Economics, Finance, and Banking at Universiti Utara Malaysia. She obtained her Diploma in Banking and Bachelor's degree in Business Administration (Hons) Finance from the Universiti Teknologi MARA and her Ph.D. degree in Industrial and Development Economics from Universiti Utara Malaysia. Her research interest is in Financial Economics. She has been involved with various research and consultation projects, awarded by multiple agencies and ministries. She also has published a few journals, newspaper articles, and bulletins.