Jon Einar Flatnes is an applied development economist and Senior Researcher at the Chr. Michelsen Institute in Bergen, Norway. He holds a Ph.D. in Agricultural & Resource Economics from the University of California, Davis, USA. His area of expertise is poverty, resilience, and climate adaptation among poor and vulnerable populations, and his research to date has focused on understanding how innovative financial products, such as microfinance and insurance contracts, can help mitigate risk and improve the livelihoods of smallholder farmers.