Dr. Mohd Afjal, an Assistant Professor (Senior) at VIT Business School, Vellore Institute of Technology, India, is a significant contributor to the academic fields of finance, and economics. His degrees include PGDM, MBA and a Ph.D. in Economics from Aligarh Muslim University. Afjal's research interests span behavioural finance, blockchain and FinTech, financial econometrics, and benchmarking and frontier analysis. He has a passion for Research and published research papers in SCI & SSCI, ABDC and SCOPUS Indexed journals.