I have completed my Doctor of Philosophy in Commerce interested in the areas of financial inclusion, socio-economic development of people belonging to various classes, Research on Policy oriented issues and contribution to up-liftment of Financial Development ... Education : M.Com., M.Phil, Ph.D., Post Doc Experience : 3 Years in Teaching & 7 Years in Research Awards and Recognition : a. Copyrights was awarded by the Government of India, New Delhi for the Research Work tiled EIBIFEF- Trade Performance Index for Special Economic Zones (SEZs). b. University Grants Commission has awarded Post Doctoral Fellowship under the Scheme of Dr. S. Radhakrishnan Post Doctoral Fellowship in Humanities and Social Sciences.