Dr. Conor O’Toole is a Senior Research Officer at the Economic and Social Research Institute and an Adjunct Associate Professor at Trinity College Dublin. He was formerly a Senior Economist and Manager of the Financial-Economic linkages team in the Financial Stability Division of the Central Bank of Ireland. His research expertise covers a number of fields including corporate and SME finance, macroprudential policy and household finance. His work has been published in a number of leading academic journals including the Review of Finance, Journal of Banking and Finance, the Journal of Financial Stability and the Journal of Corporate Finance. While at the Central Bank of Ireland, he sat on the SME State Bodies Group and represented the Bank on an ECB Taskforce on Operationalising Macroprudential Research. At the ESRI, amongst other responsibilities, Conor is a co-editor of the Institutes’ Quarterly Economic Commentary. He is currently a member of the United Nations Economic Commission for Europe’s Real Estate Market Advisory Group.